Spousal Ira Contribution Limit 2025. For 2025, the ira contribution limit is $7,000 per person. Beginning in 2025, the ira contribution limit is increased to $7,000 ($8,000 for individuals age 50 or older) from $6,500 ($7,500 for.

Your earned income for the year. The amount for couples filing jointly to contribute to a spousal ira for 2023 is $6,500 per individual and for 2025 is $7,000 per individual.